Website Disclaimer

This is a personal website/blog. Any views or opinions represented in this blog are personal and belong solely to the website/blog owner and do not represent those of people, institutions or organizations that the owner may or may not be associated with in professional or personal capacity unless explicitly stated.
Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

All content provided on this website/blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.

The owner will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information.

Links to other websites

This website/blog contains links to other websites. Despite checking, the author accepts no liability for the content of any external links. The owners of linked external websites bear sole responsibility for their design and content. The author therefore expressly dissociates himself from all content of all pages linked from this website and does not adopt it as his own.

Downloadable files and images

Any downloadable file, including but not limited to pdfs, docs, jpegs, pngs, is provided at the user’s own risk. The owner will not be liable for any losses, injuries, or damages resulting from a corrupted or damaged file.


Comments are welcome. However, the blog owner reserves the right to edit or delete any comments submitted to this blog without notice due to :

  • deemed to be spam or questionable spam.
  • including profanity.
  • containing language or concepts that could be deemed offensive.
  • containing hate speech, credible threats, or direct attacks on an individual or group.

The blog owner is not responsible for the content in comments.
This blog disclaimer is subject to change at any time.

Use at your own risk

This website is for sharing my ideas and experiences only. I am not a professional and the information on this website should not be considered advice. Using this information is therefore at your own risk. The owner of this website/blog will not be liable for any losses, injuries, or damages from the display or use of this information.

Affiliate policy

This website/blog uses affiliate programs for monetization, which means when you click on links to various sites that I recommend in my posts and make a purchase, this can result in a commission that is credited to this site.

I have chosen to only recommend products in my articles that I use or have thoroughly researched myself.  If I haven’t used the product before, I will tell you.

As a consumer, it is your job to do your own due diligence before making any type of purchase online. I try my hardest to give you all the details you need to know before making an investment.

My credibility means a lot to me and I will NEVER attempt to sell you something just to make a quick buck. It’s NOT my style. If you have any questions about any affiliates on this website, please don’t hesitate to contact me.